If you miss a payment on your life policy for some reason, the insurance company will give you extra time to pay your bills to keep the integrity of your policy. Once the grace period is over, then you're in a reinstatement phase of your policy, and rules apply to getting your coverage back. You might not even be able to get it back, so go take a look at the reinstatement video that we just did after this, or give us a call and we can go over it. Can't wait to hear from you.