Watches

That $1,000 Apple watch on your wrist? It’s covered just like your couch. You are not going to lose the couch on a morning run. You are not going to drop the couch in the river. It’s actually got a little less coverage that your couch to be honest. If your $5,000 leather sofa gets stolen, you are going to be alright (minus deductible of course). Now let’s say the $8,000 Rolex that your grandfather left to you gets stolen. On a normal home policy, you may only get $2,500 as there are maximum limits for watches! This is why you want to schedule your watches, jewelry, guns and furs so that your prized belongings are covered the way they should be.